Tuesday, February 02, 2010

All Of this Was Predictable

A mortgage broker told me a couple of years ago that as soon as the subprime problems hit, all the action just moved to the FHA...

The share of borrowers who are falling seriously behind on loans backed by the Federal Housing Administration jumped by more than a third in the past year, foreshadowing a crush of foreclosures that could further buffet an agency vital to the housing market's recovery.

About 9.1 percent of FHA borrowers had missed at least three payments as of December, up from 6.5 percent a year ago, the agency's figures show.


Despite all evidence to the contrary, our elites have moved beyond the foreclosure crisis. It isn't over, nor are its consequences.