I suppose the good news is there's no
racial code in here that I'm aware of, other than the fact everyone not me who gets government help is an undeserving minority. But more than that, I'm quite sure there are people who drive BMWs who can't afford their copayment. They could have purchased the car in better economic times. They could be driving a 20-year-old BMW. They could have borrowed the car from a friend.
