Drum outlines the basic HSA proposal that the preznit didn't even bother talking about last night. Check out #5. Now that's comedy!
And, contra drum, these don't actually sound like appealing ideas. 4 seconds in any hospital and you've blown through your deductible. The fact that your deductible is deductible doesn't actually save you that much money. That fact that your out of pocket expenses are deductible doesn't actually save you that much money. Making things deductible only saves you whatever your marginal tax rate is. So, what, 15% discount? 20% discount? Big whoop!
I have no idea why the idea that you get to save money tax free so that you can spend it when you get sick is appealing. I have no idea why going to see medical personnel without the bargaining power of your insurance company behind you is appealing.
