One point that seems to be largely lost in the discussions about what to do about the banking system is that every week the FDIC is "nationalizing" banks, or more specifically putting them into receivership. This "socialism" is happening regularly. Sometimes the FDIC swoops in and hands off the assets to another bank immediately, sometimes the bank they EATED sits in their belly for awhile. So the question is why, other than the fact that they're very politically connected, the "big" banks like Citi and Bank of AMERICA, are exempt from this standard process.