The Bait And Switch

What you can do with "means testing" of Social Security is start talking about how Bill Gates and Tiger Woods don't really need Social Security. And that's (likely to be) true! But there aren't many people like that in the world. Well, then, okay, maybe you can say people with $250,000+ in other income in their retirement years don't need their Social Security. Ok, well, I don't really agree with that, but there aren't very many of those people either. This doesn't save you money. The only way to really save money is to dip into the benefits of people who were making 70,000-100K during their working years (adjusted over time), whose benefits already are means tested. So, basically, what we're talking about is benefit cuts for people who were upper middle class, but not UPPER middle class, during their working years. And those benefits just aren't very generous to begin with.