The complete failure of Our Galtian Overlords to run the world properly, even, to some degree, to run it properly for their benefit (not a complete failure here, obviously), is in part due to their inability to comprehend what it's like to not have any money. Or, frankly, to not understand what it's like to exist on "only" $50,000 per year.
I didn't know what would happen with the housing bubble, and I didn't know about all the securitization games, but I did know we had a tremendous housing bubble simply because I knew there was no way so many people could afford $800,000 homes in Riverside and elsewhere.
They want people to be poor and broke and suffering and still paying off their loans and buying their crap. I do not know how this is supposed to work.