I suppose I'll always be a very silly person because I don't
find this premium bond proposal to be less silly or less gimmicky than the coin. More so, in fact. I suppose it hides what it's doing from mere mortals who would be freaked out by the coin but get a bit confused about bonds, but I'm not sure why we should applaud less transparency. I guess we don't want the masses to see what's behind the curtain.
