People need cash, but so do our Laboratories of Democracy, which are constrained in their ability to borrow in various ways and don't have money printers (though CA did use scrip for a bit to pay some bills not so long ago).
Will Joe Biden win the election? Will Democrats take the Senate? Will those Democrats not be haunted by the ghost of Pete Peterson? Will we reject "expansionary austerity"? Can we make it until the end of January, 2021?